Transforming Credit Scoring & Lending Automation in Saudi Arabia
Industry
Fintech
Region
Saudi Arabia
Duration
2 Years
Type
AI Platform
Tamweelna
AI-Enabled Lending Platform
In the Middle East and North Africa (MENA) region, digital lending remained a fragmented process, with credit scoring still handled manually, delaying loan approvals and creating friction for both individuals and businesses.
Tamweelna saw an opportunity to change that but needed the right partner to build a secure, intelligent, and scalable platform from the ground up.
Digital lending remained fragmented in the MENA region
Credit scoring was handled manually, causing delays
Time-to-decision had become a dealbreaker
Manual workflows were no longer sustainable
We began by designing and delivering an MVP to validate the product vision. Once initial traction was secured, we scaled the platform iteratively into a full-fledged lending and credit scoring solution.
Designed and delivered an MVP to validate product vision
Scaled platform iteratively into full-fledged solution
Automated decision-making with AI-driven credit scoring
Minimized manual inputs with OCR and intelligent data parsing
Prioritized value-adding features based on real user needs
This agile, product-first approach allowed us to unlock value quickly while building for long-term scalability.
We worked hand-in-hand with the client who acted as both domain expert and active product owner. This close collaboration ensured fast decision-making, relevant features, and rapid iteration.
Started partnership and project planning
Successfully launched minimum viable product
Iterative improvements and feature expansion
We delivered cutting-edge solutions that revolutionized the lending process through intelligent automation and modern architecture.
Intelligent engine replacing manual evaluations
Automated financial document processing with minimal human input
Elastic, scalable infrastructure for optimal performance
The platform delivered significant improvements across both business operations and technical performance.
"The team at Simplify9 was exceptional. Their ability to quickly grasp our industry needs and turn them into real, functioning products was impressive."
Tamweelna Team
Client
This project showcases our core philosophy: technology should empower, not complicate. We focus on intelligent execution, agile delivery, and long-term business value.
Rapidly enter new industries and build domain fluency
Deliver high-quality software backed by AI and automation
Build secure, scalable, and business-aligned products
Let's discuss how we can help you build the next generation of financial technology solutions.